WHO Poll
Q: 2023/24 Hopes & aspirations for this season
a. As Champions of Europe there's no reason we shouldn't be pushing for a top 7 spot & a run in the Cups
24%
  
b. Last season was a trophy winning one and there's only one way to go after that, I expect a dull mid table bore fest of a season
17%
  
c. Buy some f***ing players or we're in a battle to stay up & that's as good as it gets
18%
  
d. Moyes out
37%
  
e. New season you say, woohoo time to get the new kit and wear it it to the pub for all the big games, the wags down there call me Mr West Ham
3%
  



Sniper 11:59 Thu Jul 14
Interest rate drop
So it looks like the base rate could drop today to 0.25%

If that does happen, how quickly to banks pass this on to their fixed rate mortgage deals? I'm in the process of buying a house and if we can get a revised mortgage offer at a lower rate is be ducking delighted as the thing is gonna be a money pit

Replies - Newest Posts First (Show In Chronological Order)

Clubfoot 2:23 Thu Jul 14
Re: Interest rate drop
Al Jolson 12:51 Thu Jul 14

Yes it's a flexible/offset mortgage no penalties. To be fair it's an excellent product and affords my family a lot in that respect.

As some have mentioned it's not easy getting approved by FD/HSBC but if you can they're very good.

Takashi Miike 2:18 Thu Jul 14
Re: Interest rate drop
Al Jolson 2:03 Thu Jul 14

well done, that made me laugh :.)

boltkunt 2:17 Thu Jul 14
Re: Interest rate drop
No interest rate changes. I'm surprised at that to be honest.

Northern Sold 2:10 Thu Jul 14
Re: Interest rate drop
Cheers Penners........






......... who won the EU ref' ??

penners28 2:08 Thu Jul 14
Re: Interest rate drop
held at 0.5%

Northern Sold 2:06 Thu Jul 14
Re: Interest rate drop
Ha Ha Ha!!!!

Al Jolson 2:03 Thu Jul 14
Re: Interest rate drop
I paid £300pp to Lanzerote in January for next week and the flights are now £190

Gutted but had I not booked the flights we would have lost the villa which is absolute luxury so swings and round about I guess.

I knew I was paying over the odds but the missus was in my ear to get it booked

Fucking bitch

Sniper 2:01 Thu Jul 14
Re: Interest rate drop
Subcutaneous

No offence but couldn't give a crap about savers. Just be grateful yiuve got somethin to save - I can't afford to.I'm hardly going to be thinking in ten years time, oh crap the interest rates are 10% and I can't afford my house but at least older people who bought their properties for 5 figures in the eighties are raking in the interest in their savings

Northern Sold 2:00 Thu Jul 14
Re: Interest rate drop
Al... yup... absolute glitch... with taxes for the 3 of us worked out a grand... that's for mid August.... the next day the price went up £150pp... Skyscanner has been brilliant for us the last few years...

Mr Anon 1:58 Thu Jul 14
Re: Interest rate drop
My mortgage is base rate only- might be 0% by December!

Northern Sold 1:58 Thu Jul 14
Re: Interest rate drop
Yup.... agree Si...

simon.s 1:56 Thu Jul 14
Re: Interest rate drop
You've had a right touch then. Should make the exchange rate to the dollar less painful.

Swings and roundabouts, son.

Al Jolson 1:56 Thu Jul 14
Re: Interest rate drop
NS

Do you use skyscanner for flights?

£40 to Cali is ridiculous

Al Jolson 1:54 Thu Jul 14
Re: Interest rate drop
£ vs Euro now going above 1.2

Northern Sold 1:51 Thu Jul 14
Re: Interest rate drop
Simon... Flights were £40-00... it was cheaper than flying to Majorca...

Al Jolson 1:50 Thu Jul 14
Re: Interest rate drop
NS wow .....maybe we wont see a drop this summer after all

simon.s 1:50 Thu Jul 14
Re: Interest rate drop
Be thankful that you can go to California.


Life can't be that fucking hard pal.

master 1:50 Thu Jul 14
Re: Interest rate drop
fixed or variable?
2, 3, 5 or 10 years?


oh the choices...

Northern Sold 1:49 Thu Jul 14
Re: Interest rate drop
Al.... 8-1

Northern Sold 1:49 Thu Jul 14
Re: Interest rate drop
Wasn't expecting that... got myself geared up as have to do a change to our systems re interest rate changes.... next month is a fucking pain as I'll be lording it up in California... looks like I'm gonna have to train someone else up... cheers Brexit you cunt

Al Jolson 1:47 Thu Jul 14
Re: Interest rate drop
be interesting to see what the split is..aint the minutes released same day?

Agree about Carney....reckon King was better

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